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New fixed rate mortgage from Genesis

Genesis Home Loans is launching mortgage fixed until January 2004 at 4.49 per cent up to 75 per cent loan to value and 4.69 per cent up to 95 per cent loan to value

The redemption penalty is 5 per cent of the loan during the fixed rate period, and the arrangement fee costs £295. The loan is available to borrowers with one county court judgment or a default of less than £300, provided it has been satisfied. The minimum loan is £25,000.

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