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New bonds at Northern Rock

Northern Rock has launched a series of limited issue savings bonds. It is offering a bond at 4.50 per cent fixed until October 1st 2004, one at 4.70 per cent until October 1st 2005 and one at 4.75 per cent until October 1st 2006. It is also offering a special bond at 4.10 per cent fixed until April 30th 2004 followed by a variable rate linked to the Bank of England base rate until October 31st 2004.

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Broadband can narrow your costs

This week&#39s column is about cutting costs within an IFA business. If you believe you have already squeezed every last penny of saving out of your business, read no further. I hear many reasons why IFAs are not adopting e-commerce services from product providers. One of the most frequent objections is that the new processes […]

RLAM&#39s Phillips becomes Swip chief

Scottish Widows Investment Partnership has appointed Chris Phillips, chief executive at Royal London Asset Management, as successor to Bill Main who retires later this year. Phillips will take over from chief executive Main in December after three years with RLAM, where he helped build the business through the integration of the investment arms of United […]

London & Country joins the influx into release

Mortgage broker London & Country is the latest big name planning an equity-release team and Zurich Advice Network is offering an equity-release product for the first time. Leading IFA Hargreaves Lansdown recently announced plans for an equity-release team of three. London & Country is advertising for an equity-release manager to head and develop a specialist […]

Talkback

Is IFA record-keepingof a sufficiently high standard? “I can only speak for myself but as far as I am concerned I keep hard copies and computer files of all my client records but yes I believe most IFAs have a high standard of record-keeping.” Ian Burns,Coburn Financial Services“If anything, we go overboard and keep records […]

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Thinking of expanding overseas?

Whether you’re a small company or an established larger employer, expanding overseas into emerging markets can be an extremely attractive prospect for growing your business. However, with this comes a duty-of-care requirement to any staff based overseas.

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