Northern Rock has launched a series of limited issue savings bonds. It is offering a bond at 4.50 per cent fixed until October 1st 2004, one at 4.70 per cent until October 1st 2005 and one at 4.75 per cent until October 1st 2006. It is also offering a special bond at 4.10 per cent fixed until April 30th 2004 followed by a variable rate linked to the Bank of England base rate until October 31st 2004.
This week's column is about cutting costs within an IFA business. If you believe you have already squeezed every last penny of saving out of your business, read no further. I hear many reasons why IFAs are not adopting e-commerce services from product providers. One of the most frequent objections is that the new processes […]
Scottish Widows Investment Partnership has appointed Chris Phillips, chief executive at Royal London Asset Management, as successor to Bill Main who retires later this year. Phillips will take over from chief executive Main in December after three years with RLAM, where he helped build the business through the integration of the investment arms of United […]
Mortgage broker London & Country is the latest big name planning an equity-release team and Zurich Advice Network is offering an equity-release product for the first time. Leading IFA Hargreaves Lansdown recently announced plans for an equity-release team of three. London & Country is advertising for an equity-release manager to head and develop a specialist […]
Is IFA record-keepingof a sufficiently high standard? “I can only speak for myself but as far as I am concerned I keep hard copies and computer files of all my client records but yes I believe most IFAs have a high standard of record-keeping.” Ian Burns,Coburn Financial Services“If anything, we go overboard and keep records […]
Whether you’re a small company or an established larger employer, expanding overseas into emerging markets can be an extremely attractive prospect for growing your business. However, with this comes a duty-of-care requirement to any staff based overseas.
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The FCA has fined an AIM-listed investment company £70,000 for failing to inform the market of inside information regarding the compulsory acquisition of one of its holdings. Biogas company Eggersmann Gruppe acquired Tejoori’s entire shareholding of Bekon on 10 August 2016 and informed the market the following day. However, that market update did not mention […]
At our recent Money Marketing In Focus conference, the FCA and Financial Services Compensation Scheme shared a stage to talk about the fallout from the freedoms and where we go from here. It is clear the advisers in the audience were focused on one in issue in particular: how unregulated investments are treated. FSCS chief […]
I received a new enquiry by email this morning. It contained a statement from the sender as follows: “I have spoken to a number of advisers but I feel they are trying to sell me products rather than give me impartial advice. What I want is some proper advice for which I can pay a fee […]