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Network gets plain English award

In Partnership has been awarded the Plain English Campaign crystal mark for its terms of business letter. It says it is the first IFA network to get the award.

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CBI says skills councils are a waste

The CBI has blasted skills councils, saying the Government has wasted millions of pounds on quangos which fail to provide skilled workers.

Back to the loan trust

Clients know they have to put an inheritance tax strategy in place and loan trusts are the answer

Heroes, not villains

The latest villain of the mortgage industry – at least as far as the national media would have us believe – is Abbey. Not for overcharging customers, imposing swingeing fees or randomly repossessing property but for introducing previously unheard of income multiples to help people buy a home.

Brokers call for probe on pay slip services

Borrowers are being offered replacement pay slips and P60 statements which could be used to inflate income for mortgage applications.Brokers are calling for an investigation amid concerns that this practice is undermining the the regulator’s attempts to ensure proper assessments on mortgage affordability.An advertisement from a company called A2ZServices says: “Can’t get a mortgage loan? […]

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