NDF has set up a secure growth plus plan, which has 100 per cent capital protection and offers a guaranteed return of 10 per cent of original capital plus 50 per cent of the growth in the index at the end of the term.
Grant Thornton has appointed John Graham as a life actuarial director within its financial markets group. Graham brings more than 17 years experience gained around the world and joins GT from one of the Big Four accounting firms in Cape Town.He was previously responsible for research and development, financial management and strategic issues relating to […]
Standard Life has rolled out its PTA product Life Insurance with Tax Relief on the internet via online submission, including underwriting.
Britishinsurance.com managing director Simon Burgess looks at how the domain game is being played out for .eu web addresses
Following publication of the article in Money Marketing, headlined, OFT tells regulator to get menu sums right, I am writing to clarify the situation about market averages on the menu. Following the complaint from Aifa to the OFT last year, we agreed with the OFT that we would examine the market average figure for collective […]
By James Dowey, chief economist & CIO at Neptune WHATEVER HAPPENED TO THE GOOD OLD DAYS OF CHUGGING ALONG AT 3 PER CENT A YEAR? That was the average rate of real economic growth in the advanced world from the end of the Second World War until the late 2000s. Despite all of the recessions and social changes […]
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Sesame must compensate a client who complained she was missold a personal pension by one of the network’s former appointed representatives. According to a Financial Ombudsman Service decision, in 2002, Mrs P met with an adviser of a business that was at the time an appointed representative of Sesame. Following this meeting Mrs P agreed […]
Financial advisers need to engage in less systematic risk tolerance testing to position clients for high investment returns, according to risk profiling firm Oxford Risk. Speaking at a FinaMetrica/miPlanPlus event today, Oxford Risk head of behavioural finance Greg Davies says suitability across the industry is “rife with poor practice”. Davies says the most common adviser […]
The FCA is attempting to ban the boss of a debt management firm for allegedly using client money to purchase the business. Darren Lee Newton purchased First Step from former director Christine Whitehurst in 2013. The FCA argues he funded the deal through client money rather than out of his own pocket. Newton allowed more […]