View more on these topics

NatWest Intermediary Solutions – Core Range: Two-Year Fixed Rate Buy-To-Let

NatWest Intermediary Solutions – Core Range: Two-Year Fixed Rate Buy-To-Let

Type: Fixed-rate buy-to-let mortgage

Fixed term: Until July 31, 2012

Fixed rate: 4.29%

Minimum loan: £15,000

Maximum loan: Up to 60% of valuation subject to a maximum of £500,000

Income multiples: Rental income must be at least 125% of the mortgage repayments calculated at 7% but for appliances earnings at least £50,000 a year, a reduced rental cover of 100% of the mortgage repayments at 7% will be considered, provided the remaining 25% can be met from their income

Conditions: Capital repayments of up to 10% a year allowed without penalty in the fixed-rate period, available only for properties in England, Scotland and Wales, up to 10 properties allowed with the RBS group within a total maximum of £3.5m

Arrangement fee: £1,999

Redemption fee: 3% of the amount repaid in the first two years

Introducer’s fee: Refer to lender



Pearson Jones makes £2.2m provision in pension sales review

IFA firm Pearson Jones has set aside £2.2m for possible redress over pension sales relating to a business it merged with in 2010. The firm’s accounts reveal Pearson Jones, which is owned by Skipton Building Society, is conducting a review into the pension sales of Parnell Fisher, which merged with Pearson in October 2010. The […]

Standard launches MyFolio Lookthrough tool

Standard Life has launched its MyFolio Lookthrough tool which it says will support advisers in improving their reporting options and communication of MyFolio performance to their clients. The new tool offers a breakdown of underlying funds, personalised client reports with investments broken down by value and percentage. Standard Life head of investment proposition David Tiller […]

Capital idea

This Old Mutual global bond fund is putting capital preservation first

Fixed rates could be cut as swaps fall

Fixed-rate mortgages could become cheaper if swap rates continue to fall, despite recent predictions the eurozone crisis will lead to rate rises, according to John Charcol. Traditionally, the biggest influence on fixed-rate pricing has been swap rates while tracker mortgages have largely been influenced by Libor, the rate at which banks lend to each other. […]

Graphic content – December; the countries most exposed to a rise in protectionism

President-elect Trump has suggested withdrawing from the North American Free Trade Agreement (NAFTA) and ending negotiations over the Trans-Pacific Partnership (TPP), albeit there is considerable uncertainty over what he will, or even can, do. If one of the main consequences of the election of Donald Trump is US protectionism, it’s worth considering who stands to […]


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm