View more on these topics

NatSavings introduces first equity-linked plan

National Savings and Investments has launched its first equity-linked investment product in the form of a guaranteed equity bond.

The move follows the rebranding of National Savings in February. The five-year bond offers the potential for stockmarket growth alongside 100 per cent capital security.

The bond is linked to the performance of the FTSE 100 index and investors receive a 1 per cent return for every point increase in the index up to a maximum of 65 per cent.

The bond has no charges. It will be available on a first-come, first-served basis until April 17 unless it sells out beforehand. The minimum investment is £2,000 and maximum is £1m.

Customers investing before the end of the offer period will receive interest at a rate of 3.5 per cent gross.

National Savings and Investments says launching an equity bond marks a further step in its business transformation programme. It wants its new identity to reflect the widening range of investment opportunities it now has available.

Commercial director Gill Cattanach says: “The guaranteed equity bond is an exciting and fresh investment opportunity for investors that will appeal to both new and existing customers, in particular, those who are looking for higher growth potential than from a traditional savings account coupled with absolute security for their capital.”


Taking a punt: Cambridge is one of the venues for last-minute Isa investors

Fund managers Aberdeen Asset Management, ABN Amro, Invesco Perpetual and Schroders are joining forces to make sure IFAs do not miss this year&#39s Isa tax allowance deadline for their clients.The group of fund managers will be manning a number of drop-off points across the country on April 5 for IFAs to get last minute Isa […]

Fewer first-time buyers in market

The number of first-time buyers is falling and they are getting older, according to research from Halifax.The average age of FTBs has risen to 34 in 2001 from 29 in 1974 and the number of homebuyers aged under 25 fell to 11 per cent in 2001 from 32 per cent in 1988.The number of FTBs […]

Losses hit £272m at ZFS

Zurich Financial Services UK parent Zurich Financial Services Group has posted a £272m net loss for last year and pledged to cut dividends by more than 50 per cent. ZFS, which issued a profits warning in December, says the events of September 11 and increased charges for exposure such as asbestos are to blame for […]

Outside edge – Michael Owen

Some of us hark back to the long hot summers of yesteryear and we remember fondly those glorious Pep/ Isa seasons when IFAs would deliver applications to hotels. Alas, there will be no pictures of helicopters delivering Isa applications this time round.The Investment Management Association reports Isa sales are down by 40 per cent in […]

Survey cover

EEF/Jelf Employee Benefits Sickness Absence Survey 2015

EEF stated in its 2015 EEF Manifesto that the UK’s growth prospects depend on people being fit, working and productive. Keeping people in work and helping people return to work is very important for the manufacturing sector. It means boosting productivity by getting people back into work as early as is possible, as well as fostering workplace cultures and environments that proactively manage individuals’ health conditions so that all can benefit from lower sickness absence outcomes.


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm