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Nationwide – Two Year Fixed Rate Mortgage With Reservation Fee

Nationwide – Two Year Fixed Rate Mortgage With Reservation Fee

Type: Fixed rate mortgage

Fixed term: Two years

Fixed rate: Up to 85% of valuation – 5.74%, up to 75% of valuation – 4.18%, up to 70% of valuation – 3.69%

Minimum loan:

Maximum loan: Up to 85% of valuation subject to a maximum of £500,000

Income multiples: Based on affordability

Conditions: Available to new borrowers for home purchase

Flexible features: Overpayments up to £500 a month, underpayments, payment
holidays of 3 to 12 months, lump sum withdrawals, interest calculated daily

Arrangement fee: £896 plus booking fee £99

Redemption fee: 3% of the amount repaid in the first two years

Introducer’s fee: Subject to negotiation

Tel: 0845 601 0763


Standard returns to personal pensions

Standard Life is relaunching a personal pension alongside its active money Sipp and plans to take significant market share from main players Aviva, Aegon and Scottish Widows. Standard pulled out of the PP market five years ago when it launched its Sipp but now believes there are lucrative opportunities. The active money personal pension will […]

Altmann says public pension cap is not a cap

Pension expert Ros Altmann has slammed the Government’s plans to cap public sector pensions, as the small print of the pre-Budget report allows scope to change or remove the cap. In the pre-Budget report, Chancellor Alistair Darling announced a cap on public sector workers and also suggested they would be required to make a greater […]

‘NI increase will hit employment’

Employers have attacked the increase to National Insurance contributions, saying it will damage economic recovery. From April 2011, employer, employee and self-employed rates will rise by 0.5 per cent. Federation of Small Businesses national chairman John Wright says the move “shows a real lack of vision”. He says many FSB member firms say a drop […]

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In Focus — May 2015: private medical insurance market in Germany

Welcome to the latest edition of In Focus. In this issue, Jelf examines the private medical insurance market for employers with expatriate workforces in Germany. This includes the common challenges faced in sourcing appropriate coverage, along with a selection of available solutions. This will be of particular interest to HR/reward decision makers with employees based in Germany. It will assess the cultural norms, risks and backdrop that are relevant to organisations with expatriate staff in this location.


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