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Nationwide three-year fixed rate

Nationwide three-year fixed rate

Fixed term: Three years

Fixed rate: Up to 75% – 5.39%, 75-90% – 5.49%, 90-95% – 5.59%

Minimum loan: N/A

Maximum loan: £500,000. Larger loans subject to individual review

Income multiples: 3.5 times single

Arrangement fee: Non-refundable £150 reservation fee

Redemption fee: 3% of outstanding loan in first year, 2% in second, 1% in third. Allows repayment of up to £500 per month without fee.

Conditions: None

Introducer’s fee: Industry standard

Tel: Contact regional director

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Case study: administration — managing group life schemes

Our client leads the global market in high-tech electronics manufacturing and digital media. The trustees of the company’s final salary pension scheme insure death-in-service lump sum and dependants’ pension death benefits for active employees, as well as dependants’ pension benefits for deferred members (those who have left service).

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