Type: Flexible fixed-rate mortgage
Fixed term: 10 years
Fixed rate: Up to 95% of valuation – 5.58 %, up to 90% of valuation – 5.18%
Minimum loan: £1
Maximum loan: Up to 95% of valuation subject to a maximum of £200,000, up to 90% of valuation subject to a maximum of £500,000, up to 85% of valuation subject to a maximum of £1m, loans above £1m negotiable
Income multiples: Based on affordability
Conditions: Free valuation and legal fees for remortgages, remortgage available up to 90% of valuation
Flexible features: Overpayments up to £500 a month, underpayments, payment holidays, lump sum withdrawals, interest calculated daily
Arrangement fee: £399 plus £99 administration fee for remortgages
Redemption fee: 3% of mortgage balance in first 10 years
Introducer’s fee: Subject to negotiation
Tel: 0800 302010
