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Nationwide – 2 Year Fixed – Option B


2 Year Fixed – Option B

Type: Flexible fixed-rate mortgage

Fixed term: Two years

Fixed rate: Loans up to 85% of valuation – 5.83%, up to 75% of valuation – 4.08%, up to 60% of valuation – 3.88%

Minimum loan: £1

Maximum loan: Up to 85% of valuation subject to a maximum of £500,000, up to 60% of valuation subject to a maximum of £1m

Income multiples: Based on affordability

Conditions: Home purchase only

Flexible features: Overpayments up to £500 a month, underpayments, payment holidays, lump sum withdrawals, interest calculated daily

Arrangement fee: £995

Redemption fee: 2% of the amount repaid in the first two years

Introducer’s fee: Subject to negotiation

Tel: 0800 302010


The Tory truth

I think I may just have had my Tory moment. The aphorism goes that normal people start off their thinking on the idealist left wing but as we grow older and more cynical, so we all become Tories in the end. I never thought it would happen to me. But two months ago, this column called for the wholesale reform of the FSA and this month that was stated in a Tory report proposal.

Sister act

I have a really good friend who I know very well and would trust with my life. He, too, is a hard working financial adviser, about as honest as the day is long and tries his very best to give his clients good advice and service. In every respect, he treats his customers very fairly indeed.


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