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NAPF wants independent body

The National Association of Pension Funds is calling for a new independent standing commission to report to the Government on the impact of economic, demographic and social changes on the UK’s pension system and to advise ministers on measures to maintain the pension system in the long term.

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UK housing market commentary by RICS

UK house price inflation is down to 4 per cent, its lowest since 1996, according to the OPDM.The Royal Institute of Chartered Surveyors notes that the Q2 inflation rate has dropped from 14.3 per cent last year, saying the market has been slowing for almost 12 months. House prices have risen 170 per cent since […]

Whose case to answer?

As a DBS/Sesame member, I sold only a few NDF guaranteed income bonds in 2000/01. The products were on the DBS highly recommended panel. The risk rating of this product changed from cautious to highly risky and we as advisers are being sued for misselling. However, in a recent claim which went against me, Sesame […]

Millfield publishes compliance guides

Millfield is producing a series of advice suitability guides for members who still need help with documentation when facing rising compliance standards. The series will launch at the end of September and a total of 15 guides will be issued throughout the rest of 2005. They will be available online by the end of the […]

Basel Two ‘may see move to credit-scoring’

The advent of Basel Two may mean significant changes to mortgage products and client credit checks, says John Charcol senior technical manager Ray Boulger. With implementation only 18 months away, lenders are preparing systems to incorporate the stringent risk management measures required by the international regime. Boulger believes lenders will have to adopt credit-scoring across […]

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