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Move towards savings for long term

Lender Abbey National&#39s latest research shows a move away from short term goals for saving like holidays towards long term reasons like old age, property and children.

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Sun Bank is shining as loan book hits £1.5bn

Sun Bank&#39s mortgage book has leapt by 50 per cent last year, bringing total to over £1.5bn. The firm puts the growth down to the success of its flexible niche loans which includes self-cert mortgages, buy to let and a tailored mortgage package called Complex Prime. Sun Bank says it is preparing itself for an […]

Ouside edge

Being asked to predict changes in the IFA market is a tricky business – I think I would rather have a stab at the end-2006 level of the Nasdaq. The IFA sector has endured a particularly torrid time over the last few years and, while some of the pressures may have been unfair or have […]

Consolidate to boost pension funds, says L&G

Consolidating pension pots with one provider could boost a client&#39s overall fund, says Legal & General. The life office says advisers should consider switching clients to lower-charging products because many providers charge existing clients at pre-stakeholder levels. L&G says even existing clients with the benefit of stakeholder-friendly charges should consider switching where the new charge […]

TMO offering PI deal with excess set at just £500

The Mortgage Operation is offering professional indemnity insurance to its members through a link-up with WB Baxter. The PI cover is available to mortgage intermediaries, firms and individuals and has a low policy excess of £500. The rates are based on mortgage-related income and the policy is provided by Lloyd&#39s underwriters. TMO has also set […]

Japan: the Land of the Rising Dividends

By George Boyd-Bowman, Fund Manager at Neptune Many Western investors have long bemoaned the lack of a true dividend culture in Japan, claiming the corporate culture is not tilted in favour of shareholders. Yet today, in the Land of the Rising Sun, we see a fresh impetus to focus on shareholder returns, which is leading […]

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