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Most pensioners in the dark over free nursing care

The vast majority of pensioners and their families do not know if they are entitled to free nursing care from their local authority, according to longterm care specialist the Care Funding Bureau.

It reports that following the publication in February of the Health Service Ombudsman&#39s damning report on the guidance on eligibility of patients for NHS-funded care, 85 per cent of the subsequent phone calls it received were from people who did not know where they stood.

Of the 280 calls it fielded in March and April, 235 callers either thought they were due free care but in reality were not or they were prepared to pay their own costs but were actually covered.

CFB is urging pensioners upset with how they have been assessed to complain to their primary care trust or health authority. It has produced a fact sheet with information about how and when to complain and provides a guide through the complaint process.

Adviser Owain Wright says: “The eligibility criteria is messy and must be made clearer because in reality it is pretty simple. LTC funding remains one of the most mystifying areas in financial services and thousands of elderly people are wrongly forced to pay for their care because of a lack of transparency in the Department of Health&#39s rules governing funding.”


Goy Harris Cartwright – Defensive Equity Growth Plan

Type: Capital protected bond Aim: Growth linked to the performance of the FTSE 100 index Minimum-maximum investment: £5,000-no maximum, £3,000-£7,000 Isa Term: Five years Guarantee: Original capital returned in full providing index does not fall by more than 50% and returns to at least its starting level Return: Between 25% and 65% growth at end […]

ScotProv warns SMEs on need for protection

Small to medium-sized businesses are overlooking the need for protection insurance at their peril as they would be most damaged by the loss of a key employee, Scottish Provident has warned.The company says there is a definite need for SMEs to take protection such as keyperson or employer liability insurance more seriously.More companies are making […]


“No, I do not think financial advisers or IFAs are pers-ecuted any more than other small business people but we need to speak more strongly with one voice and I see this happening through Aifa and Sofa. They are starting to have more clout but we are living in a American-ised blame culture.”Graham Shields, ABS […]

Key to the door

Just as the major industry quotation portals are positioning themselves to be anything but just portals, a small company is making significant progress in attracting IFA users by sticking to its core proposition.More than 18,000 registered users give The Exchange a dominant position as a provider of portal services to advisers. Its CTP and ExWeb […]


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