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MortgageWorks quits 100% loans

The Mortgage Works has become the latest lender to withdraw from the 100 per cent loan to value market. It is capping self-cert and buy to let at 75 per cent LTV.

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Council of Mortgage Lenders director general Michael Coogan admits that recent action by lenders in withdrawing so many products has damaged the market.Coogan said at the debate that lenders were being forced into short-term decisions by the present market conditions.He said: “If every lender acts in a way which protects their own interest, we will […]

8.4% Annual return on RoyLon endowment

Royal London has increased the final bonus rates on some of its with-profits policies.The mutual company has increased the final bonus on 10-year regular-premium life policies from 11.1 per cent to 25 per cent.Final bonus rates for 25-year regular-premium life policies have reduced from 140.1 per cent to 126.4 per cent.On 10-year regular-premium pension policies, […]

Tax allowances and exemptions

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