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Mortgages plc launches new product range

Mortgages plc has announced the launch of its new Synergy product range, which will be available via its Elite distributors.

The Synergy range offers 46 product variations from very light, light, medium and heavy adverse credit mortgages. Rates start from 4.00 per cent and there are discounts of 1.75 per cent until 31 May 2005. The products are available at 60, 80 and 85 per cent loan to value.

Applicants for the products may have CCJs or arrears, but not both. Mortgages plc says research showed there was a substantial market for this type of product.


Independent view

A study by Peninsula, the UK&#39s biggest employment law firm, shows that businesses spent £20.73bn wading through paperwork between 1997-2002.Companies spent an average of £26,762 complying with legislation in 2002, up from £18,242 five years before.Bosses also admitted spending an average of nine hours a week filling in forms – six hours more than in […]

Frudd to build financial services business at law firm

Commercial law firm Beachcroft Wansbrough has appointed former Scottish Amicable group legal director Nigel Frudd as head of financial services, a new position created to develop the firm&#39s financial services business.Frudd has worked previously at St James&#39s Place International and as a corporate financial partner at chartered accountant Robson Rhodes.Partner Simon Hodson believes Frudd&#39s appointment […]

Treasury refers Penrose Report to SFO

The Treasury has referred the Penrose Report into what went wrong at Equitable Life to the Serious Fraud Office. The SFO has confirmed it has received the 800 plus page report and will be looking to see whether it is appropriate for it to carry out a serious criminal investigation. The independent Penrose inquiry into […]

Justice group in talks with Aifa and FSA

Justice for IFAs is to meet with its main industry rival body and with the FSA, which could be the subject of a legal challenge from Jfifa.The group was set up in December to launch a legal challenge to the FSA. It is meeting with Aifa director general Paul Smee this week and will meet […]

Benefits of using a probate bare trust

Have you ever wondered what happens to someone’s investment bond on their death if it is not written in trust? When someone dies it is essential to deal with their estate, which can be made up of their home, belongings, investment bonds and anything else they may have owned. But, it is not as simple […]


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