Mortgages plc is targeting specialist mortgage sectors, including the right-to-buy market, by launching a new range of loans.
The Omnibus range includes adverse credit, self-certification, negative equity and investment properties as well as right-to-buy mortgages.
Borrowers with up to two county court judgments of £2,000 will be eligible for the products.
The self-certification mortgage is available at 10.45 per cent (or 1.75 per cent above Mortgages plc's 8.7 per cent standard variable rate) for up to 85 per cent loan to value. For loans up to 90 per cent LTV, the rate is 2.25 per cent above the standard variable rate.
An investment property mortgage is set at 11.2 per cent for up to 80 per cent loan to value.
An adverse credit mortgage for up to 90 per cent loan has a rate of 11.7 per cent.
Mortgages plc marketing director John Schuster says: "We have called the range Omnibus, which means 'dealing with or providing for many different things'."
There is a single redemption penalty of three months' gross interest for the first 36 months for the range of 22 products. Mortgages plc charges £47 if borrowers are two months in arrears. There is a completion fee of £295.
The company is backed by Merrill Lynch, which provides the line of funds, as well as three directors from packager The Mortgage Operation.