View more on these topics

Mortgage Trust – Buy-to-Let Discounted Remortgage Cashback

Buy-to-Let 2 Year Discounted Remortgage Cashback

Type: Discounted-rate buy-to-let remortgage

Discounted term: Two years

Discount: 0.5%

Payable rate: 6.2%

Minimum loan: 30,000

Maximum loan: Up to 85% of valuation subject to a maximum of 300,000, up to 80% of valuation subject to a maximum of 500,000, up to 75% of valuation subject to a maximum of 1m, expatriates up to 70% of valuation subject to a maximum of 500,000, rental income scheme up to 80% of valuation subject to a maximum of 200,000

Income multiples: Rental income must be at least 130% of mortgage repayments

Flexible features: Overpayments, underpayments, payment holidays, lump sum withdrawals, interest calculated daily

Conditions: 500 cashback

Arrangement fee: 499

Redemption fee: 5% of original loan in first two years

Introducers fee: Refer to lender

Tel: 0870 411 2488


Protection Edge: Jason King

Protection has long been regarded as the poor relation of financial planning. Undervalued by providers and advisers alike in the scramble for market share of pensions and investments to get at funds under management. It is, therefore, unsurprising then that consumers also undervalue protection and that there is an estimated 2.2tn protection gap in the UK.

Credit record was ‘stolen’ on holiday

Concern is growing over the way that lenders’ IT systems deal with credit checks after an IFA’s client was mistakenly branded with a poor credit record after remortgaging her home.

Well done MCCB for improving our standing

With the arrival of Mortgage Day, I would like to congratulate the Mortgage Code Compliance Board on the achievements it has made. In particular on producing an exam system which has had the desirable effect of excluding a substantial number of advisers from the industry – that is those who should not have been there […]

Is this the endgame for the current mergers & acquisitions boom?

Last year, worldwide mergers and acquisitions (M&A) rose to an unprecedented $4.7tn, according to Thomson Reuters, a 41 per cent increase over 2014. Anthony Forcione, senior equity analyst at Loomis Sayles, an affiliate of Natixis Global Asset Management, looks at what’s been driving this particular wave of mergers. Click here to view full article: Loomis-Sayles


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm