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Mortgage rates lowest for 40 years

Chancellor Gordon Brown said mortgage rates, at an average of 5 per cent today, are at their lowest for 40 years.

He said interest rates, at 16 per cent in the eighties and 15 per cent in the nineties, are today at 4 per cent.


VCTs are the sole encouragement for investors

Spending appears high on the agenda for the Chancellor but encouraging savers and retail investors has been avoi-ded, other than the pension announcements. Many of the measures that should be put in place to encourage the retail investor were announced before the Budget. By doing this, the Chancellor avoided bringing negative news into a very […]

1.75 per cent inflation expected in 2004

Britain should expect 1.75 per cent inflation over the next year the Chancellor has informed Parliament in today&#39s Budget announcement. Gordon Brown has said inflation in 2004 is expected to hold this year and raise to around 2 per cent during 2005 and 2006. Brown said: “There can be no wavering of fiscal policy. Fiscal […]

CIC becomes more critical.

Week after week, articles on critical-illness insurance highlight how this market is changing and how medical advances will affect claims&#39 experience. This has led to changes to products, with tighter definitions of the illnesses covered as well as several premium rate increases. The debate has moved on to the advantages and disadvantages of reviewable premium […]

£118bn liabilities in closed companies – KPMG

Run-off cover of closed books made up 14 per cent of liabilities of all UK life insurers in 2002 up from 8 per cent in 2001 according to a survey by KPMG LLP (UK). The research shows UK life insurers that had closed to new business had £118bn in liabilities in run-off at the end […]


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