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Mortgage Next – Kensington Mortgages Two-Year Tracker

Mortgage Next

Kensington Mortgages Two-Year Tracker

Type: Tracker mortgage

Tracker term: Two years

Tracker rate: 2.49% above the Bank of England base rate

Payable rate: 7.49%

Minimum loan: £25,001

Maximum loan Up to 90% of valuation subject to a maximum of £350,000

Income multiples: Up to four times principal income plus second or 3.3 times joint

Arrangement fee: £1,999

Redemption fee: 5% of the amount repaid in the first two years

Introducer’s fee: 0.4% of the original loan

Tel: 01883 333100


Defining moment

There is an interesting regulatory juxtaposition between the Competition Commission’s review of payment protection insurance and the FSA’s retail distribution review interim report.


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