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Mortgage fees soar over three years

Exit and admin fees on mortgages have rocketed, says online mortgage firm mform.co.uk. Its analysis reveals that the average mortgage application fee three years ago was 281 compared with 634 today. The average redemption fee today is 202 compared with 105 in 2003.

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IFAP numbers up by 10% since depolarisation

There has been a 10 per cent rise in IFA Promotion membership since depolarisation.Research from IFAP’s State of the IFA Nation survey shows that advisers are taking to online technology with a 10 per cent rise over the last year in the number of firms having an email address and a 16 per cent rise […]

Pressure is growing on Pru over £9bn estate

Prudential will come under further pressure to free up its £9bn inherited estate after Aviva’s appointment of a policyholder advocate.The Pru has been looking at ways of accessing the surplus cash from its with-profits fund for 10 years.Axa was the first insurer to manage a deal in 2001. At the time, over 500 policyholders represented […]

Pension detriment

Government gives employers an incentive to cut their pension liabilities

A tough start for 2017 consensus trades

By Kacper Brzezniak Every year, starting around November, investment banks (and fund managers) begin to drip out their outlooks for currencies, rates, economies, you name it, for the following year. The consensus has been largely wrong for the past four or five years; those multiple rate hikes never came, the bond market is still alive […]

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