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Mortgage decision creates level playing field says Halifax

Halifax has welcomed the announcement that mortgage advice is to be regulated by the FSA, saying it will create a level playing field for consumers and the industry. Halifax says it has long taken the view that mortgage firms should be regulated by a single body and says it is pleased that all intermediaries will be directly authorised by the FSA.

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Protection providers sound note of caution

Providers have given a cautious welcome to the announcement of the Government&#39s intention to regulate advice given on protection products.Swiss Life technical manager Bob Cheesewright says his primary concern is that the regime delivers an appropriate level of protection to consumers but does not result in costs that create social exclusion.Norwich Union Healthcare spokeswoman Louise […]

Pressure valves

I am in my mid-40s and am self-employed.I am married and my children are in private education. At present,I have a range of savings and pension funds but I am looking for advice on how to plan for my business over the next 12 months and also over the medium term. How would you suggest […]

Packagers plan trade body to increase regulatory clout

Mortgage packagers are in talks about setting up a trade body which would aim to increase the sector&#39s influence in the new regulatory regime.Talks on the creation of the UK Association of Mortgage Packagers are being facilitated by Julian Jennings, who is stepping down as chief executive designate of the National Association of Mortgage Brokers […]

Time to reflect on stakeholder

Like most pension consultants, I do not have much time to write letters in the 1 per cent world, where profit has been cut and only volume can compensate.Perhaps that is why I have remained one of the silent majority looking on at the policies implemented by successive governments.This Government&#39s introduction of stakeholder has achieved […]

Navigating volatility

The making of any fund can be seen in how it responds to crises and opportunities. In this short video, Head of Multi Asset at Royal London Asset Management Trevor Greetham outlines how the Royal London Global Multi Asset Portfolios or GMAPs navigated through Brexit and the US election cycle. He also highlights the importance […]

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