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Mortgage customers &#39more financially aware&#39

More sophisticated customers is cited as the main reason for changes in the mortgage market in recent years, according to a survey by the Mortgage Code Compliance Board.

The survey, of 500 mortgage professionals, found 60 per cent believed more financially aware customers was the biggest change to the industry, while 30 per cent believe increasing confusion and complexity in the mortgage market was the key change.

The research shows professionals believe only 22 per cent of customers select mortgages based on lowest rates, with 46 per cent seeing terms and conditions of the loan as the most important factor.


Skandia – Multipension Personal Pension – Individual

Wednesday, 2 May 2001.Type: Individual personal pension.Minimum premium: Monthly £100, single £2,500.Minimum-maximum ages: From birth-74.Fund links: 222 funds from Aberdeen Asset Management, ABN AMRO, Alliance Capital Management, Baring Asset Management, Baring, Houston & Saunders, BlackRock International, Credit Suisse Asset Management, Deutsche Asset Management, Dresdner RCM, Fidelity Investments, Foreign & Colonial, Framlington, Gartmore, Henderson Global Investors, […]

Rushed into retirement

My company has been put in receivership. With my 60th birthday in a few weeks, everyone seems to be rushing me with regards to my pension. Is it possible to slow things down a little? I can understand the reasons for rushing you but I hope we will find that not only is it unnecessary […]

Mix the old and new

A highly contentious statement at the beginning of a press release is a well known way to attract attention. But you can easily be accused of talking up your own interests.I fear that Forrester Research may have fallen into exactly that trap with the press release for its recent report Unwrapping UK Pensions.I am not […]

Rathbone takes Sipp shows on the road

Rathbone Investment Management is set for a whistle-stop UK tour promoting the benefits of self-invested personal pensions.The seminars aim to examine the advantages to IFAs and their clients of managing pensions as part of an overall investment portfolio rather than separately.They will focus on income drawdown, property purchase and investment portfolios.The tour starts in Winchester […]


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