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Morgan Stanley launches four structured products

Morgan Stanley has expanded its structured product range with the launch of four structured products.

The Morgan Stanley FTSE£ protected growth plan 30 is a six-year plan offering 100 per cent capital protection backed by Morgan Stanley.

If the FTSE 100 index rises by 10 per cent or more after three years investors can exit early and receive a fixed return of 26 per cent.

Otherwise, the plan continues to maturity when investors will receive 120 per cent participation in any growth of the FTSE£ 100 index over the investment term.

The firm’s six-year emerging markets growth plan 7 offers investors exposure to Brazil, Russia, India and China.

The plan offers 115 per cent participation in any growth in the S&P Bric 40 index capped at 57.5 per cent plus 100 per cent capital protection backed by Morgan Stanley.

The FTSE£ gilt-backed growth plan 3 offers pre-defined returns of 7 per cent per year. The plan may mature early, on each anniversary of the plan start date, if the index value is equal to or greater than the initial level. In such an event investors will receive the return of their initial capital plus 7 per cent for each year of the plan.

As long as the index has not fallen by 50 per cent or more since the start of the three-year investment term, investors will receive the full return of their initial investment.

The five-year FTSE£ gilt-backed best entry growth plan offers investors five times 500 per cent of any growth of the FTSE 100 index capped at 45 per cent.

The levels of the index are recorded monthly during the first quarter and the lowest recorded level – the best entry level – is used as the start date for performance.

Investors also receive soft protection from falling markets as long as the index has not fallen by 50 per cent or more from the best entry level at maturity.

Morgan Stanley executive director Marc Chamberlain says: “We are experiencing a very healthy appetite from advisers and investors for plans that address a wide range of risk profiles.”


Structured switch

Former Keydata consultant Adrian Neave is to join Arbuthnot Banking Group to head its new structured products distribution business.

Register office

PIMS has been and gone and the world has been put to rights. The market now awaits the findings of the FSA with the retail distribution implementation plan consultation paper.


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