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Morgan Stanley IQ – Protected Growth Deposit Plan 2

Morgan Stanley IQ – Protected Growth Deposit Plan 2

Type: Capital-protected bond

Aim: Growth linked to the performance of the FTSE 100 index

Minimum-maximum investment: £3,000-no maximum, Isa £5,340

Term: Six years

Return: 40% of the growth in the index and the return of original capital at the end of year four provided the index has grown by 40% or more, otherwise 130% of the growth in the index at the end of the term

Protection: Original capital returned in full at the end of the term regardless of the performance of the index

Closing date: May 5, 2011, April 28, 2011 for Isa transfers

Commission: Initial 3%

Tel: 020 7425 9000

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