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Morgan Stanley IQ – FTSE Defensive Bonus Plan 2

Morgan Stanley IQ – FTSE Defensive Bonus Plan 2

Type: Capital-protected bond

Aim: Growth linked to the performance of the FTSE 100 index

Minimum-maximum investment: £3,000-no maximum, Isa £11.280 Term: Six years

Return: 19% growth plus capital at the end of year two provided the index does not fall by more than 10%, 28.5% growth plus capital at the end of year three, 38% growth plus capital at the end of year four, 47.5% growth plus capital at the end of year five or 57% plus capital at the end of year six

Protection: Original capital returned in full at the end of the term provided the index does not fall by 50% or more by the final day of the term

Closing date: June 11, 2012, June 1, 2012 for Isa transfers

Commission: Initial 3%

Tel: 020 7425 9000



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