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Morgan Stanley IQ – Digital Growth Deposit Plan

Morgan Stanley IQ – Digital Growth Deposit Plan

Type: Structured deposit

Aim: Growth linked to the performance of the FTSE 100 index

Minimum-maximum investment: £3,000-no maximum, Isa £5,640

Term: Three years and nine months

Return: 17% growth plus original capital provided the index is at it above its initial value at the end of the term, otherwise 2% minimum return plus original capital

Protection: Original capital returned in full at the end of the term regardless of the performance of the index, with 2% minimum growth if index falls below its initial value

Closing date: May 11, 2012, May 4, 2012 for Isa transfers

Commission: Initial 2.25%

Tel: 020 7425 9000



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