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Morgan Stanley – FTSE Simple Growth Plan 10

Type: Capital-protected bond

Aim: Growth linked to the performance of the FTSE 100 index

Minimum-maximum investment: 5,000-no maximum, Isa 4,000-7,000
Term: Six years

Return: 125% of the growth in the index at the end of the term

Guarantee: Original capital returned in full regardless of the performance of the index

Closing date: August 25, 2006, August 11, 2006 for Pep/Isa transfers
Commission: Initial 3%

Tel: 020 7425 9000

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