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Morgan Stanley – FTSE Defensive Gilt-Backed Growth Plan 3

Morgan Stanley

FTSE Defensive Gilt-Backed Growth Plan 3

Type: Capital-protected bond

Aim: Growth linked to the performance of the FTSE 100 index

Minimum-maximum investment: £3,000-no maximum, Isa £7,200

Term: Three years

Return: 7% at the end of year one provided index is at or above its initial value, 14% at the end of year two, 21% at the end of year three

Guarantee: Original capital returned in full at the end of the term provided the index does not fall by more than 50% by the final day

Closing date: August 3, 2009, July 27, 2009 for Isa transfers

Commission: Initial 3%

Tel: 020 7425 9000

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