Hargreaves Lansdown launches delayed cash product

Hargreaves Lansdown has rolled out a cash service tool after more than two years of delays. The new service, Active Savings, will let users save money in cash alongside an Isa, Sipp or in general investments. According to a Financial Times report, the launch follows a series of delays for the product which was initially […]

Treasury U-turns on NICs cut over fairness concerns

The Treasury has shelved plans to cut national insurance contributions for the self-employed amid concerns it would be unfair on low earners. Class 2 NICs were set to be abolished in April, but the policy was delayed for 12 months. National insurance contributions are set aside by the Treasury to help pay for the state […]


Bank of England warns of house price plunge in no-deal Brexit

Bank of England governor Mark Carney has warned the government about the potential economic ramifications of crashing out of the EU with no deal. According to the Financial Times, Carney has warned such an exit could lead to a property crash resulting in house prices falling by a third. The governor told Cabinet ministers that […]


Claims company boss blasts FOS review in letter to MPs

The director of a claims management company has accused the Financial Ombudsman Service of conducting an independent review of its operations “behind closed doors”. After a series of allegations of poor practice in a Channel 4 documentary, including lack of training for staff, biases among adjudicators and lengthy delays in processing complaints, the FOS agreed […]

Planning now for the residence nil-rate band

Graeme Robb, senior technical manager at Prudential, writes about the residence nil-rate band and the advice opportunities it presents for you when tax year-end planning with your clients. On our Planning Matters hub, we considered a widow, Margaret, and a married couple, John and Anne, for whom the residence nil-rate band (RNRB) is influencing planning […]


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