Malcolm McLean: Simplify pensions once and for all

For almost the entire 20 years I have worked in pensions people have said the same thing: “Pensions are too complicated. I don’t understand them. They need to be simpler.” This inevitably leads on to statements like: “I can’t be bothered with paying into a pension. I don’t trust either the pensions industry or the […]

Nick Bamford: Moving beyond the gender in advice debate

According to newspaper reports last week, women swear on average more times than men. I have first hand experience of this sharing an office with our financial planning director. To be fair, she usually only swears where the context suggests she needs to. It is just that there are so many contexts where that seems […]


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