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Govt targets low paid with ‘help to save’ initiative

The Government is to launch a ‘help to save’ programme for people on low incomes designed to enable them to build up a “rainy day” fund. In a wide-ranging speech on boosting life chances focused on the poorest in society, Prime Minister David Cameron confirmed a new programme will be unveiled later this year to […]

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Carl Lamb: Isn’t it time the FCA caught the outlaws?

It is a sad fact that there are still crooks and incompetents out there in our industry creating financial mayhem with their clients’ money. Just last month we had headlines in our local press about an IFA firm near Norwich. The two principals of the firm were arrested and were being questioned by the police […]

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PRA fines and bans former Co-op Bank bosses

The PRA has issued lifetime bans and fines to the former chief executive and managing director of the Co-op Bank. Former chief executive Barry Tootell and former managing director of the corporate and business banking division Keith Alderson have been fined £173,802 and £88,890, respectively. The pair are also blocked from holding significant influence positions […]

taxes

Out from the long grass? An IT and NI merger

Those with a long memory will recall that at the start of the last parliamentary term George Osborne announced his intention to merge income tax (IT) and national insurance (NI).  Headline grabbing as the initiative was, the reality of the complexities, challenges and costs of such a move resulted in this idea being kicked into the political long grass.

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