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Misys reassures brokers on regulation

Misys Life and Pensions is planning to offer members FSA authorisation for mortgages and general insurance business once the sectors are regulated.

Misys says that, although FSA plans are not yet finalised, it wants to reassure members they can seek regulation through the network.

It is also setting up a mortgage only network and plans to roll out a low cost appointed representative offering to brokers conducting non-regulated business.


FSA decides against relaxing hedge rules

The FSA has decided not to relax rules governing the marketing of hedge funds after its consultation found no desire among IFAs and providers to sell them to retail investors.The regulator, which currently does not regulate long/short products, issued a discussion paper in August 2002 asking the industry whether access to hedge funds should be […]

nvesta – Quad Tracker Plan

Friday, 4 April 2003 Type: Capital protected bond Aim: Growth linked to the performance of the FTSE 100 index Minimum-maximum investment: £3,000-£2m Term: Six years Guarantee: Original capital returned in full providing index does not fall by more than 50% Return: Up to four times the growth in the index subject to a maximum of […]

Cheshire offers loyalty bond

Cheshire Building Society is offering its members of two year’s standing a loyalty bond at a variable rate of 3.95 per cent.The mutual is offering the loyalty bond to members with between £1,000 and £25,000 to save and guaranteeing the rate will not fall below Bank of England base rates.

Pitt quits Future Mortgage

Brian Pitt, sales & marketing director at sub-prime lender Future Mortgages, has resigned from the group. Pitt, one of founders of the company, left this week after six years. Despite his sudden departure, Future says negotiations about his leaving were amicable. He has not yet been replaced.

What's going on in the 'offshore' world?

Graeme Robb, Senior Technical Manager at Prudential, explores the current state of the nation for offshore issues and highlights areas which may be particularly relevant to advisers. In the context of insurance companies, ‘offshore’ can be a relatively straightforward matter. Like their onshore equivalent, offshore bonds are ‘non-qualifying’ for tax purposes, meaning that all gains […]


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