Professor David Miles' report on the mortgage market will be
published on Tuesday, the day before the pre-Budget report.
The report is expected to say that there is no quick fix to increase the
uptake of long term fixed rate mortgages in the UK. It is also expected
to criticise the lack of competition in the mortgage market.
The Treasury has delayed its decision on the proposed price cap for stakeholder products after FSA research has revealed that more work was needed on proposals for a simplified sales regime. The Government says it will not make a decision on the cap until next year to ensure that the sales regime and product design […]
Type: Guaranteed equity bond Aim: Growth linked to the performance of the FTSE 100 index Minimum-maximum investment: £3,000-£500,000, £1,500 Isa/Pep transfers, £3,000-£7,000 Isa Term: Five years and six months Guarantee: Original capital returned in full at end of term regardless of movement in indices Return: Up to 100% growth in index Closing date: January 15, […]
You may have heard in the last few weeks about a proposal to establish a European mortgage funding organisation of the kind found in most developed economies outside Europe. The European Mortgage Finance Agency (Emfa) will fulfil a very specific function. It will be a public/private partnership in which lenders provide the equity capital and […]
To argue that more people should be using a self-invested personal pension as opposed to a stakeholder pension based on past performance alone rather skirts the issues involved in deciding which pension route to take. The launch of stakeholder has been followed by the whole pension market simplifying and reducing the charges on other pension […]
Emerging market equities have rebounded following several years of underperformance on both an absolute and relative basis, yet most investors remain pessimistic and are significantly underweight the asset class. Read the full article here
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There are growing signs that positive lifestyle decisions taken now could lead to positive effects on mental capacity in later life. Vitality’s Deepak Jobanputra examines the emerging evidence.
Being the dedicated adviser to the employees of local businesses will boost your reputation and grow your firm Taken at face value, the roles of financial planner and HR officer may not appear to have much in common. Yet, the two can dovetail perfectly in some situations. The most obvious benefit is when it comes […]
Advisers must be able to trust their discretionary fund manager as decisions that backfire could still be the advisers’ responsibility, experts say. In the latest edition of Money Marketing’s series of live debates, MM Wired, gbi2 consulting director Graham Bentley, Signpost Financial Planning chartered financial planner Nigel McTear, Charles Stanley senior investment manager Will Walker-Arnott […]