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Terence Dickens: The FCA’s rules on secret profits

It is not uncommon for accountants and advisers to benefit from commission or introducer payments where they make referrals to other service providers. Receipt of commission is, of course, prohibited where an adviser makes a personal recommendation in relation to an investment. However, where there is no personal recommendation, receipt of commission or fees to […]

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David Cameron appoints former adviser to Tony Blair as new pensions minister

Following a cabinet reshuffle in light of last week’s general election, David Cameron has announced that Ros Altmann will be replacing Steve Webb as pensions minister. As the industry works with one of the largest reforms to the sector in almost a century, the former adviser to Tony Blair has been tasked with ensuring that the pensions revolution does not stray off track.

Life cover for life

When someone mentions whole of life plans, most people will think of a niche product that serves as an inheritance tax planning tool for high-net-worth clients. And it’s really not surprising they’ve been pigeonholed in that waybecause before the arrival of RDR in 2013, that’s more or less exactly what they were. For advisers thinking […]

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