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MEX reveals new self-cert range

Mortgage Express is offering a range of two year fixed rate deals on self certification mortgages.

It says the move comes in direct response to recent broker research indicating strong consumer demand for two-year deals.

The range includes a set of discounted deals which revert to base rate plus 2 per cent after the fixed period. They have also been introduced at 75 per cent, 85 per cent and 90 per cent loan to value.

MEX product development manager Emma Paine says: These are the first two year products in our self certification portfolio and have been launched to offer borrowers a competitive rate with no extended redemption penalties. Our research indicates a growing desire for the flexibility a shorter deal offers and we have responded to this need.


SVM to consider energy stocks for ethical engagement fund

SVM Asset Management is introducing an ethical fund that will have the ability to invest in oil and carbon-producing energy stocks. The SRI pan-European opportunities fund, which launches on October 31, will use an engagement approach when buying into stocks typically excluded by ethical portfolios, agitating for companies to improve their environmental, social and corporate […]

Woolwich to extend retention scheme

Woolwich has moved to calm broker fears by announcing it is planning to upgrade its retention scheme to include regulated mortgages. It is also considering plans to pay full proc fees on retained business rather than the current rate of 0.2 per cent. The lender currently pays retention fees only on mortgages sold before M-Day […]

Defensive moves

Large-cap growth shares will provide the best returns in the next 12 months, equities will outperform bonds, cash and commercial property and the FTSE 100 will end the year above 6,000. This is the consensus of the Adviser Fund Index panellists, according to the first AFI mid-season questionnaire. The vast majority of panellists expect the […]


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