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Merrill Lynch Investment Management – Growth & Income II (5 Year Term)

Monday, September 30 2002

Type: Capital protected bond

Aim: Growth or income linked to the performance of FTSE 100 index

Minimum investment: £7,000

Place of registration: Dublin

Investment split: 100% linked to performance of FTSE 100 index

Guarantee: Capital returned in full provided the index does not
fall by more than 40%

Yield: Up to 140% growth at end of term or 7% gross a year income

Isa link: Yes

Charges: Implicit

Commission: Initial up to 3%

Tel: 08457 405405

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