As the tumbleweeds blow round the derelict offices of Equitable Life, the insurance company to end all insurance companies will be born.
The merger and acquisition frenzy of 2000 will culminate in the creation of the mighty ScottishAbbeyTSB CGNPru.
But will even it be able to put a stop to Alasdair Buch anan making his regular app earances in Out of Context?
Nobody will notice the launch of stakeholder or 1 per cent charges across the industry as we'll all be under the spell of the insurance Big Brother, the aforesaid Scott ish AbbeyTSBCGNPru who will rule the world using technology.
And the poor orphans. It seems likely they will go hungry this year, with policyholders and life offices all asking if they can have some more, fighting it out to get their hands on their assets.
But I am sure the IFAs will be on hand to help advise them on what to do with their new-found cash.