View more on these topics

Merchant Capital Growth Plan – Agricultural Commodities Issue 4

Merchant Capital Growth Plan – Agricultural Commodities Issue 4

Type: Capital-protected bond

Aim: Growth linked to the performance of an equally weighted basket of agricultural commodities comprising corn sugar cotton and soybean

Minimum-maximum investment: £5,000-£2m

Term: Five years and two weeks

Return: 1.1 times of the average growth in the basket of agricultural commodities

Protection: Original capital returned in full at the end of the term provided the index does not fall by the final day of the term, but capital loss of 1 per cent for each 1 per cent fall in the index is capped at 5%

Closing date: May 27, 2011

Commission: Initial 3%

Tel: 020 7332 2200



Treasury snubs early access to pensions

The Treasury will not go ahead with early access to pension saving due to a lack of evidence of the impact it would have on private saving levels. However, officials will look at expanding trivial commutation rules so that they can apply to private pension saving. The Government will announce further details on the proposals […]

LTVs at highest level since 2008

The average loan to value ratio offered on mortgage has reached its highest level since April 2008, according to E.surv. It is now 60.8 per cent, a sixth consecutive monthly increase, and is up from 56.2 per cent in March 2010. The firm says the volume of approvals in the 75-85 per cent LTV bracket […]


Rate rise is an opportunity for the mortgage industry

Last week, the monetary policy committee decided to hold the base rate at 0.5 per cent for the 25th month running but it is clear its hand will be forced before the year is out. When – and by how much – it raises the base rate is what divides both the MPC and experts […]

Health - thumbnail

Healthcare predictions for 2015 from Jelf Employee Benefits

The continuing fall-out from the Competition and Markets Authority’s (CMA’s) review, the rise of the private GP and digital engagement will be the primary focuses in the private healthcare industry during 2015, according to Iain Laws, managing director, healthcare and group risk, at Jelf Employee Benefits.


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm