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Menu of costs will let customers compare and value – IFAP

IFA Promotion chief executive David Elms believes the FSA consultation paper on implementing up-front &#39menu of costs&#39 for financial advice will make not only the price, but also the value of advice clear and comparable across all advice channels.

Elms says: “We believe over time this level of transparency will help consumers understand and appreciate the true value of independent financial advice as a service.”


Citigroup offers titan choice

Citigroup has entered the structured product market with the enhanced growth plan. This capital-protected bond gives investors a choice of two options linked either to the UK market through the FTSE 100 index or the global market through the Dow Jones Global Titans Index, Option one offers 110 per cent of any rise in the […]

Cazalet says Standard Life is a one-off case

Standard Life&#39s recent experiences meeting the FSA&#39s new realistic solvency regime will be exceptional in the life sector, with other players only needing to finetune, according to independent insurance analyst Ned Cazalet. In a report on life company financial strength and new business, Cazalet says other firms are likely to be involved in only “tweaking […]

Small-cap funds lead way for performance

Smaller company funds got off to a flying start in January, according to figures from Lipper. The best-performing fund category was UK smaller companies, which gained 6.37 per cent, with Japanese smaller companies on 3.96 per cent while European smaller companies gained 2.69 per cent. Technology and telecommunications was the third-best perfoming sector, with a […]

Regulation to make it easier for employers to offer pensions advice

The Treasury&#39s two-year review of the Financial Services and Markets Act recommends changes to regulation that will provider greater certainty about the regulatory position of financial advice provided by advice centres, make it easier for employers to provide advice and information to employees on pensions and recie the regulation of occupational pension fund trustees when […]


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