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McHardy quits Widows for IF

Scottish Widows Bank head of product development Murdo McHardy left the company last week to take over as head of mortgages at Intelligent Finance. He starts his new role on October 30.

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Norwich Union paid out over 80m for claims on critical-illness policies last year, representing an increase of 23 per cent on claims paid in 2004. The declinature rate was 23 per cent, with 12 per cent of claims turned down due to non-disclosure and 11 per cent due to policy conditions not being met. The […]

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Lloyds TSB rejects Axa and Swiss Re move for Widows

Lloyds TSB has rebuffed a joint approach from Axa and Swiss Re for its subsidiary Scottish Widows. It is understood that the two European insurance giants’ £8bn break-up proposals, which would have seen Axa take over the bulk of Scottish Widows, incl-uding Swip, and Swiss Re buying its closed life book, were rejected at an […]

Lighthouse links up with FSSC

Lighthouse Group has joined the Financial Services Skills Council. The FSSC will work in partnership with the group to provide training, education and skills development for its advisers.

A tough start for 2017 consensus trades

By Kacper Brzezniak Every year, starting around November, investment banks (and fund managers) begin to drip out their outlooks for currencies, rates, economies, you name it, for the following year. The consensus has been largely wrong for the past four or five years; those multiple rate hikes never came, the bond market is still alive […]

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