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‘Almost criminal’: FCA urged to investigate unit-linked guarantees

Industry experts have branded unit-linked guarantees “almost criminal” and called on the FCA to investigate whether the products represent value for money. Unit-linked products, commonly known as guaranteed drawdown, have been touted by providers since the 2014 Budget as a way to offer both guaranteed income and flexibility. But Aviva head of pensions policy John […]

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Howard Flight announced as president of new trade body

Conservative peer Lord Howard Flight was today announced as president of the new adviser trade body being launched by Garry Heath. Former IFA Association director general Garry Heath revealed further details of the association, named Libertatem, at a launch event in London today. He aims to raise £1m in the first 15 months of the […]

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Joanne Smith: Don’t let poor performance management lead to misselling

Despite recent industry improvements on staff incentives in a bid to reduce misselling, wider performance management techniques have been found to negatively influence the behaviour of frontline staff. The FCA has been clear in its stance that firms that offer staff incentives or use ‘pushy’ performance management techniques to drive sales are not operating in […]

Tisa launches technology innovation group

Tisa has established an industry-wide group focused on technology innovation in financial services and how it can be used to change consumer behaviour. The group will work closely with Tisa’s other policy councils to determine where technology can be most effective in increasing the level of savings in the UK. The technology innovation council will […]

Health services

Challenges and opportunities

By Sarah Scott, marketing consultant On 22 February this year the charity Diabetes UK launched a fundraising initiative, #Swim22. They challenged individuals to swim 22 miles over the course of 89 days – a distance that equates to the width of the English Channel. Because of the time period the challenge is spread over, it […]

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