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MarketPlace offers two-year tracker

The MarketPlace at Bradford & Bingley is offering borrowers access to an exclusive flexible two-year tracker loan funded by the Woolwich.

The loan, which is only available on remortgages, is part of Woolwich&#39s Open Plan flexible mortgage range. The rate is -0.01 per cent of the bank base rate for two years, giving a current rate of 3.74 per cent. After two years, the loan will revert to 1.5 per cent above base.

It is available up to 90 per cent loan to value and there is no mortgage indemnity guarantee charge. The product allows payment holidays, underpayments, a drawdown facility and the ability to repay 25 per cent of the loan a year penalty-free.

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