View more on these topics

Market Harborough – 3.75 Per Cent Fixed

Thursday, 12 April.

3.75 Per Cent Fixed

Fixed term: Two years.

Fixed rate: 3.75 per cent.

Minimum loan: £5,000.

Maximum loan: Up to 90 per cent of valuation subject to a maximum of £400,000.

Income multiples: For loans up to 75 per cent of valuation 3.25 times principal income plus second or 2.75 times joint. Loans of 76-90 per cent of valuation three times principal income plus second or 2.5 times joint.

Arrangement fee: £295.

Redemption fee: Six months&#39 interest on amount repaid in first five years. Thereafter one month&#39s interest if one months&#39 notice not given.

Conditions: None.

Introducer&#39s fee: £150 for loans over £30,000. Additional £75 for loans of £75,000 or more where loan does not exceed 75 per cent of valuation. Additional £30 where Market Harborough buildings and contents insurance is sold.

Tel: 01858 463244.


ACM breaks out into global investments

Alliance Capital Management International (ACM) has introduced the ACM Bernstein global value portfolio.ACM has 39 years experience of managing funds in the US. This is its first venture outside the US. The ACM Bernstein global value portfolio is Luxemburg based UCITS aimed at the experienced investor is looking to add a global fund to an […]

Ifap slams stakeholder multi-ties

IFA Promotion says the introduction of &#39multitied&#39 advice for stakeholder pensions will make it harder for people to identify truly independent advice. In his reaction to stakeholder, the first financial product to be &#39depolarised&#39, Ifap chief executive David Elms says there will be greater potential for consumer confusion than ever as changing the transparent system […]

IFAs aghast over U-turn by the Tories to back multi-tie system

The Conservative Party has reversed its policy on polarisation, throwing its weight behind the creation of multi-tied advisers. In a pre-election policy document entitled, Financial Services: The Conservative Approach, it says: “While we support reform of the polarisation regime, we will require a financial intermediary to make clear whether he is a tied agent, offering […]

Woolwich sets up savings deal on flexible loan

The Woolwich is offering a flexible mortgage which allows the parents of first-time borrowers to offset savings against theirchild&#39s loan. The Open Plan Offset Together loan gives parents paying the deposit for their child&#39s mortgage the chance to put the money in a separate account which they can withdraw from or add to at any […]

DB transfers – one more factor to consider

Jim Grant – Senior Product Insight & Technical Support Analyst We look at how higher DB transfer values could cause a lifetime allowance issue and how that affects the advice process. Advisers are receiving an increasing number of requests from clients looking to transfer their pension from final salary schemes to personal pensions. This is a […]


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers. Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm