View more on these topics

Market Harborough – 3-2-1 Discount Mortgage Flexible

Tuesday, 24th October 2000.

Type: Discounted rate flexible mortgage.

Discounted term: Three years.

Discount: Year one &#45 3 per cent, year two &#45 2 per cent, year three &#45 1 per


Payable rate: Year one &#45 4.49 per cent, year two &#45 5.49 per cent, year three &#45 6.49 per cent.

Minimum loan: £30,000.

Maximum loan: Up to 85 per cent of valuation subject to a maximum of £400,000.

Income multiples: Up to 75 per cent of valuation 3.25 times principal income plus second or 2.75 times joint. 76-85 per cent of valuation, three times principal income plus second or 2.5 times joint.

Features: Interest calculated daily, payment holidays, lump sum withdrawals, underpayments, overpayments.

Arrangement fee: £295.

Redemption fee: Six months&#39 interest on amount repaid in year one, five months&#39 interest in year two, four months&#39 interest in year three, three months&#39 interest in year four, two months&#39 interest in year five.

Conditions: None.

Introducer&#39s fee: £250.

Tel: 01858 463244.


SLI reopens with-bonus bond

Scottish Life International is to reopen its protected with-bonus bond to new business.SLI says the bond is an alternative to traditional with-profits bonds. It offers a def-ined level of capital risk and clearly defined quarterly stockmarket bonuses.The company say there is potential for returns of up to 4.42 per cent in the current quarter. The […]

We&#39re investing in a summer holiday

We have seen an advertisement in the newspaper about the Holiday Property Bond. We are very interested in the idea and have approached you for advice on it. We part-icularly want to know if it is a timeshare product and also if there are any other similar products that we could consider.The bond you have […]

Is this the dawn of a new age of fees for advice?

Is fee-based advice set to become the norm for the stakeholder market?Many IFAs have long accepted their only chance to compete in the low-commission stakeholder environment is to charge clients a fee that covers administration costs as well as paying for the advice.Now the stakeholder story faces a new twist with Allied Dunbar announcing its […]

Heart of the matter

IFAs are ideally placed to make the most of the growing market for employee benefits and should alert corporate clients to the cost savings that can be brought about through a comprehensive scheme.Traditionally, many employers, particularly smaller businesses, may have been reluctant to introduce a fu lly-fledged scheme for their staff. Deterred by the assumption […]


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm