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Mansfield Building Society – Two- Year Fixed Rate Mortgage

Mansfield Building Society – Two- Year Fixed Rate Mortgage

Mansfield Building Society – Two- Year Fixed Rate Mortgage

Type: Fixed rate mortgage

Fixed term: Two years

Fixed rate: 2.95%

Minimum loan: £25,001

Maximum loan: Up to 75% of valuation subject to a maximum of £300,000

Income multiples: Up to 3.5 times principal income plus 1.25 times second income or three times joint

Conditions: Basic valuation fee refunded up to £400, available direct and through intermediaries, available only for properties in England and Wales

Arrangement fee: £999

Redemption fee: 2% of the original loan in the first two years

Introducer’s fee: 0.3% of the original loan subject to a £1,000 maximum

Tel: 01623 676360


Ed Dymott: Platform proposals will not benefit consumers

The FSA have struggled to draw to a conclusion to the debate on platforms. This has to date been an all consuming process – and I don’t just mean the time over the last few days waiting for it to be posted on the FSA website.  It makes you wonder what lost opportunity cost has […]


Should the regulator introduce a long-stop for IFAs?

Earlier this month, the Treasury select committee’s report on the retail distribution review recom-mended the joint committee on the draft financial services bill examine whether or not to introduce a 15 year long-stop for IFAs. In 2007, the FSA looked at introducing an IFA long stop alongside its RDR proposals but said the industry could not produce enough evidence of its benefits. However, at a TSC meeting in March, FSA chief executive Hector Sants told MPs he has “some sympathy” for IFA long-stop arguments and would be happy to look at the issue again if MPs recommended this course of action. This issue has long divided the consumer and IFA lobbies. Below, Aifa director of policy Andrew Strange and Which? executive director Richard Lloyd debate the pros and cons of the long stop

Friends Life international MD to leave

Friends Life managing director international Rocco Sepe is leaving the firm later this year. He will continue to head up Friends Life’s Friend Provident International, fpb AG and Lombard until his departure. Friends Life chief executive Andy Briggs says: “Rocco has made a considerable contribution to the company during the 20 years he has worked […]

David Ferguson: FSA banishes notion that platforms can be distributors

After a further weekend’s delay, the FSA has finally unveiled PS11/9, which comes 16 months after DP10/2 and eight months after CP10/29. Despite the lack of absolute clarity in some areas, what has emerged today is a step forward for transparency and should forever banish the notion of platforms as distributors. Where CP10/29 rather backtracked […]


White paper — Dubai International Insights

Jelf Employee Benefits discusses the legislative changes in Dubai, available medical facilities and policy considerations for employers with expatriate workforces in the country. This edition will be of particular interest to global human resource directors, compensation and benefits specialists and mobility managers who have employee populations in Dubai, or are considering operating there in the near future.


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