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Mansfield Building Society – Two-Year Fixed Rate Mortgage 90% LTV

Mansfield Building Society – Two-Year Fixed Rate Mortgage 90% LTV

Fixed term: Two years

Fixed rate: 3.89%

Minimum loan: £25,001

Maximum loan: Up to 90% of valuation subject to a maximum of £200,000

Income multiples: Up to 3.5 times principal income plus 1.25 times second or three times joint, plus 1.25 times guarantor’s income for guarantor applications

Conditions: Capital repayments of up to 10% a year allowed without penalty in the fixed-rate period, basic valuation fee refunded up to £400, available direct or through intermediaries, available only for properties in England and Wales

Arrangement fee: £999

Redemption fee: 2% of the original loan in the first two years

Introducer’s fee: 0.3% of the original loan subject to a £1,000 maximum

Tel: 01623 676360


Plain English Campaign backs bid to demystify insurance plans

Income protection provider Unum is calling on insurers to simplify their customer product information after it emerged that the insurance sector is the worst at making product literature easy to understand. Unum, backed by the Plain English Campaign, commissioned research into how easy consumers find it to understand product information. Of the 2,016 consumers surveyed […]

M&G shortens bond duration over US easing

M&G bond fund manager Michael Riddell is preparing for the possibility of further quantitative easing in the US and a resulting bond sell-off by shortening the duration of his funds. US Federal Reserve chairman Ben Bernanke is due to make a speech at Jackson Hole on Friday at the annual central bank conference and may […]

Landscape views

A couple of weeks ago, Money Marketing reported on some of the findings of the Investment Management Association’s annual asset management survey. A weighty tome of over 100 pages was neatly condensed into just over 300 words. The article highlighted the level of worry among fund managers about the regulatory environment and in particular the […]


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