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Mansfield Building Society – 2 Year Fixed Rate

Mansfield Building Society – 2 Year Fixed Rate

Type: Fixed-rate mortgage

Fixed term: Two years

Fixed rate: 3.39%

Minimum loan: £25,001

Maximum loan: Up to 75% of valuation subject to a maximum of £300,000

Income multiples: Up to 3.5 times principal income plus 1.25 times second income or 3 times joint, plus 1.25 guarantor’s income for guarantor applications

Conditions: Capital repayments of up to 10% a year allowed without penalty in the fixed rate period, valuation fee refunded up to £400, available only for properties in England and Wales, available direct and through intermediaries

Arrangement fee: £999

Redemption fee: 2% of the original loan in the first two years

Introducer’s fee: 0.3% of the original loan subject to a £1,000 maximum

Tel: 01623 676360



Pru tax error hits 39,000 policies

Prudential will pay a total of £4m to 39,000 customers after the provider failed to claim back tax credits on investment returns for four years, the Telegraph reports. The error relates to Scottish Amicable unit-linked pension plans and occurred between June 2004 and December 2008. Tax is deducted from investment income earned by unit-linked pension […]


John Malone: Brokers chance to fight fraud

The recently published Fraudscape report from Cifas – a not-for- profit organisation dedicated to preventing fraud – provides an insight into this issue based on the frauds recorded by more than 260 Cifas members in 2010. The report contains a lot of interesting analysis but a question posed in the executive summary struck a chord. […]


How to boost the value of your business

When IFAs try to sell their practices, they often come face-to-face with an unpleasant reality: IFA businesses are almost always undervalued, often by quite a wide margin. This is in marked contrast to the situation in the rest of the financial services universe. Put simply, the individuals and companies that control the relationships with clients […]

Show me the money – earnings are central to performance in Europe

Equity markets globally currently remain vulnerable to sharp shifts in sentiment caused by either unexpected or unwelcome outcomes in key upcoming political events (the US and German elections, Brexit and the Italian referendum). These top-down influences, combined with the current low global growth environment, will likely lead to broadly directionless markets, and prolong the current low beta return environment. We do, though, […]


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