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Manchester Building Society – Mortgage Portfolio update

Manchester Building Society – Mortgage Portfolio update

Update: New 2-year and 3-year fixed rates for home purchase, new 3-year fixed-rate mortgage, new 5-year fixed rate for purchase and remortgage, new SVR 5.49% mortgage to LTV 90% for home purchase, new buy-to-let 3-year fixed for purchase and remortgage, new 5-year buy-to-let fixed rate remortgage, new buy-to-let 5-year fixed rate for purchase. 1-year discount buy-to-let mortgage fees reduced to £495, 2-year fixed 3.74% LTV increased to 70% maximum, 2-year fixed 4.24% LTV 70% rate reduced and 2-year discount rate 3.99% to 70% LTV rate reduced



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Investors worried about a double-dip recession may be looking for some security. It is impossible to bomb-proof your portfolio if you want growth as well, but managing a defensive, cautious multi-asset fund we have clearly had to give some thought to this challenge. DiversificationDiversification is a key risk defence, but you have to understand what […]


Schroders warns of fake fund scam

Schroders has warned that fraudsters are approaching investors to promote a fake fund using the firm’s name. Schroders says investors have been contacted by phone and email about a fake fund called “Schroder Investment Limited guaranteed bullion and commodities”. The warning comes after Money Marketing revealed last month that Octopus Investments venture capital trust shareholders […]


Aifa backs PPI challenge

Aifa believes the FSA has a case to answer following the British Bankers’ Association’s decision to challenge the principle of introducing retrospective regulation via its rules on payment protection insurance. Last week, the BBA filed papers with the High Court to seek a judicial review of the FSA’s new PPI complaint-handling rules and some decisions […]

Personal Touch shifts to employed structure

Personal Touch Financial Services is moving from a regional AR model to an employed model in anticipation of the RDR and Mortgage Market Review, as revealed in this week’s Money Marketing. The network, which has around 1,000 firms, is to replace its current outsourced model of 16 regional hubs, which mostly operate as ARs, with […]


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