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Malcolm in the muddle

It seems that Malcolm Rifkind has invented another financial product called a Sara, which he reckons is a lot simpler and more sensible than the existing plethora of savings and pension plans. That may be so, Malcolm, but if we add your Sara to this range of products we already have, then the market will be more complex, won’t it? So how does that help?

Phil Gammond

Aqua IFA, Cheadle, Cheshire

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