I refer to Robert Reid’s letter in Money Marketing on October 20. I am sure that all professional advisers, having now heard both sides of the argument, are capable of making up their own minds whether their clients should stay put, transfer now or transfer after A-Day. Or as Robert so ably points out, transfer now to an S32 and again to another S32 after A-Day. I reject Robert’s accusation that I “flog products”.John Lawson Head of pensions policy, Standard Life, Edinburgh
Structured product provider Dawnay Day Quantum has introduced two capital-protected bonds that are linked to a basket of eight industrial metals and energy-related commodities.
Women are from Venus, men from Mars – discuss. No matter how you start this conversation, one of you will end up grumpy but one area where there will be no disagree-ment is women and pensions.
Norwich Union is updating its international private medical insurance product range a year after its launch. Global care and global care plus will now express benefits and premiums in pounds sterling, euros and US dollars. The five regions the product uses have been expanded to inc- lude countries previously in an area needing a higher […]
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Artemis Pan-European Absolute Return Fund manager Paul Casson discusses his outlook and explains how he has positioned the fund for 2017. Click here to watch the video
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Scotland has introduced a new set of income tax bands, but pensions experts warn that the changes could cause issues with pension tax relief calculations. In the Scottish Budget today, the Government announced a new starter rate of 19p and then a 21p rate for those earning over £24,000. The higher rate of tax is […]
The scramble to do as many defined benefit transfers as possible while values remain high is unabated, and I am constantly amazed at how some firms have thrown caution to the wind in the hunt for their share of this – admittedly lucrative – opportunity. The problem is that advisers are putting their profits before […]
The FCA working group tasked with setting a template for fund charge disclosure is considering whether one or multiple templates would be more suitable. The institutional disclosure working group, chaired by transparency champion Chris Sier, has been tasked with creating a new template for fund costs and charges following the package of remedies outlined in […]